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Contracts
Contracts consist of consumer finance, construction, sales of goods, sales of services, employment, investment, and insurance contracts. We follow a three step approach to eliminate legalese in these documents. First, we identify the people who write the documents. They are as follows: Table 1---Types of Contracts
Second, we find people in the these groups who have the interest, ability, and courage to write these documents in plain English. And we ask them to join us to work in an organized way from within the system to eliminate legalese from these documents. Many of the members of our Plain English Subcommittee on Contracts are former Clarity Award winners. Table 2--Plain English Subcommittee on Contracts
Third, our subcommittee then finds clear examples of contracts, gives them Clarity Awards, and promotes them as good examples to follow. Below are some excerpts from some of the documents that we have given Clarity Awards to.
from Automobile Loan Disclosure Statement, Note, and Security Agreement of Standard Federal This document is your Automobile loan contract. It includes a Disclosure Statement, Note and Security Agreement......
Insurance. You will keep the automobile fully insured against theft, loss, damage and other risks, with the proceeds of the insurance payable to us to the full extent of our security interest. You may obtain this insurance from anyone you want who is acceptable to us. In the event you do not obtain or fail to maintain, the insurance we require we may obtain such insurance in an amount to the full extent of our security interest. The amount of any premiums we pay therefore shall be an amount immediately due and payable by you, with interest at the highest legal rate from the date of our payment.
Owner ___________________________________
Date _________________________
(example needed) 9. Sales of Goods Contracts from Motor Vehicle Lease Agreement of Ford Credit Red Carpet
27. Indemnity You will indemnify and hold harmless Lessor, Ford Credit and Holder and their assigns from any loss or damage to the Vehicle and its contents and from all claims, losses, injuries, expenses and costs related to the use, maintenance, or condition of the Vehicle. You will promptly pay all fines and tickets imposed on the Vehicle or its driver. If you do not pay, You will reimburse Ford Credit and pay a $20 administration fee, unless prohibited by law, for every such fine, ticket, or penalty that must be paid on Your behalf....
Modification: This Lease sets forth all of the agreements of Lessor and You for the lease of the Vehicle. There is no other agreement. Any change in this Lease must be in writing and signed by You and Ford Credit. Lessee: ______________________ By : ________________________
Title: ______________
from Sales Representative Agreement of Chrysler International Corporation
19. Entire Agreement This Agreement embodies the parties' entire agreement and supersedes and cancels any prior agreement, express or implied, written or oral, with respect to its subject matter. No modification, deletion, amendment or waiver of any provision is binding unless in writing signed by each party's authorized representative or, in the case of a waiver, by the party granting the waiver. No waiver of any default under this Agreement will apply to any subsequent default, whether of a similar nature, or not, nor will any waiver be construed as a waiver of any provision of this Agreement.
Chrysler International Corporation
Representative from Separation Agreement The purpose of this letter is to set forth the agreement between Chrysler Corporation (the Company) and you with respect to your separation from the Company. The Company and you agree to the following:......
14. Governing Law. This agreement is governed by the laws of the State of Michigan.
If you agree, please sign and return to me the enclosed counterpart of the agreement to indicate its receipt and your agreement with its terms.
from Prospectus of Chrysler Dollar Thrifty Automotive Group (11/26/97)
Risk Factors You should carefully consider the following factors and other information in this Prospectus before deciding to invest in the shares.
Economic Conditions Dollar Thrifty Group's results of operations are affected by general economic conditions in the United States and Canada and by other factors that may be beyond its control. These factors include financing costs, competitive conditions in the vehicle rental industry and regulatory developments. A decline in general economic activity has historically led to a decline in both business and leisure travel and to lower demand for rental vehicles. Changes in the level of discretionary travel particularly affect Dollar's results because a high proportion of its customers are discretionary travelers, including leisure and other travelers who pay their own expenses.
from The Caring Program for Children Health Benefits Certificate of Blue-Cross and Blue Shield of Michigan
Changes to Your Certificate: Our employees, agents or representatives cannot agree to change or add to the benefits described in this Certificate. -Any changes must be in writing and approved by BCBSM and the Michigan Insurance Commissioner. -We may add or delete benefits by issuing a rider. You will receive the rider by mail. For your convenience, place any riders you receive in the back of this book. |
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